Free Retirement Calculators

Run the Numbers on Your Biggest Retirement Decisions

Social Security Calculator

See your monthly benefit at every claiming age from 62 to 70, with break-even analysis to find the smartest age to claim.

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Roth Conversion Calculator

Find how much you can convert without jumping a tax bracket, with side-by-side scenarios and Medicare IRMAA impact.

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Pension vs Lump Sum

Compare a lifetime monthly pension to a one-time lump sum — present value, break-even return, and how long the money lasts.

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Annuity Payout

See how much guaranteed lifetime monthly income a lump-sum premium buys, the payout rate, and your break-even age.

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RMD Calculator

See your Required Minimum Distribution from an IRA or 401(k) using the IRS table, your start age (73 or 75), and a year-by-year projection.

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FIRE Calculator

Find your FIRE number, the years until financial independence, the age you can retire early, and your Coast FIRE status.

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Retirement Planner

Pull your full picture together — savings, spending, Social Security, and investments — to see if your plan lasts.

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Disclaimer

For educational purposes only. Not intended to provide legal, tax, investment, or financial planning advice.

NestBridge is not a financial advisor or financial planner. NestBridge is not a registered investment adviser, broker-dealer, or tax adviser, and is not licensed as a financial adviser or investment adviser in any state. All projections and outputs are estimates based on the information you provide — they are not guarantees of future results. Past performance is not indicative of future results.

ALL FUTURE PROJECTIONS ARE ESTIMATES ONLY. AS THE PROJECTION PERIOD INCREASES, SO DOES THE POSSIBLE MARGIN OF ERROR. Projections should be reviewed at least yearly and updated with current information.