AI Retirement Planning at a Fraction of the Cost

Your Entire Retirement & FIRE Plan
— Built Automatically With AI

Built for pre-retirees, retirees, and young FIRE planners, NestBridge turns your numbers into a complete financial plan in minutes — projection, funding breakdown, withdrawal strategy, and spend tracking — at a fraction of what a traditional advisor charges.

NestBridge retirement planning app
Retirement funding breakdown dashboard

Progress Tracking

Track your retirement readiness — anytime, anywhere

Stay on top of your financial future with real-time visibility into your spending, assets, and retirement readiness — all in one place.

  • Real-time spend tracking and alerts.
  • Asset monitoring at your fingertip.
  • Periodic plan review and adjustment.
  • Decumulation strategy insights during retirement.
Get Started Free
Theo AI financial planner assistant

AI Advisor

Meet Theo — Your Personal AI Financial Planner

Theo is your always-on AI planning assistant. Ask anything about your financial plan — withdrawal strategy, Roth conversions, projected shortfalls, or Social Security timing — and get instant, personalized answers based on your actual numbers.

  • Answers grounded in your real plan, not generic advice.
  • Explains projections, scenarios, and tax strategies in plain English.
  • Available 24/7 — no appointment, no advisor fee.
Try Theo Free

Why AI

AI planning vs. traditional advisors

Traditional Advisor
NestBridge AI
Annual cost
$2,500–$5,000
Free to start
Plan updates
Quarterly meetings
Real-time, always
Personalization
Generic models
Your actual numbers
Availability
9–5, by appointment
24/7 via Theo
Monte Carlo simulation
Rarely included
Built in, always on
Tax optimization
Extra charge
Included
Conflict of interest
Not always fiduciary
No product incentives

Trusted by people planning their retirement

"NestBridge finally helped us understand when we can retire. The AI recommendations were clear and surprisingly actionable."


SM

Sarah & Mark T.

"Seeing my actual spending compared to my budget in real-time completely changed how I save for retirement. I caught $400/month in waste."


DL

David L.

"I used to pay $300/hour for a financial advisor. NestBridge gave me a clearer picture in 20 minutes — for free."


JW

Jennifer W.

Ready to take control of your retirement?

Join thousands of people building their retirement plan with NestBridge — free to start, no advisor needed.

Get Started Free →

Legal Disclaimer

For educational purposes only. NestBridge is not a financial advisor, registered investment adviser, broker-dealer, or tax adviser. All projections and outputs are estimates based on the information you provide — they are not guarantees of future results. Past performance is not indicative of future results.

All future projections are estimates only. As the projection period increases, so does the possible margin of error. Projections should be reviewed at least yearly and updated with current information.